When it comes to retirement destinations, many people look to settle down in sunny Florida or Arizona, but an increasing number of older Americans have their eyes set on the nation’s heartland.

A new Bankrate study says Nebraska may have the greenest pastures of all for retirees.

Florida does make the top five, but not ahead of other heartland states Iowa (#2), Missouri (#3) and South Dakota (#4).

To come up with the results, BankRate.com weighed a number of factors important to older Americans, including affordability, culture, wellness, and weather.


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Maryland was rated the worst state in which to retire, ranking low in metrics like affordability (fourth worst) and crime (18th worst). The one positive mark was Maryland’s weather, which ranked 18th best.

  1. Nebraska
  2. Iowa
  3. Missouri
  4. South Dakota
  5. Florida
  6. Kentucky
  7. Kansas
  8. North Carolina
  9. Montana
  10. Hawaii